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DIRA Empowerment Network

Kenya / East Africa • VICOBA Digitisation & Financial Inclusion

Comprehensive digitisation of village community bank (VICOBA) groups including member portal, dashboard, national coordination system, and community finance platform supporting 50,000+ members.

Challenge

Digitising informal financial groups (VICOBAs) while maintaining cultural trust and enabling transparent financial management at scale.

Solution

Created intuitive member portal, dashboard for group leaders, national coordination system for network visibility, and flexible finance platform supporting savings cycles.

Outcome

50,000+ active members; 500+ VICOBA groups digitised; $30M+ in managed group savings; 95% member retention; financial inclusion expanded to underserved regions.

50,000+

Active Members

$30M+

Managed Savings

95%

Member Retention

Services Delivered

Digital PlatformFinancial ManagementMember PortalCoordination SystemTraining & Support

Technology Stack

VICOBA PortalMember AppLeadership DashboardNational Coordination SystemFinance EngineReporting Tools

"DIRA's platform gave our community bank the professionalism and transparency of formal banking."

VICOBA Group Leader

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